Coast FIRE by Age
Age-specific strategies and insights for achieving Coast FIRE at different life stages.
Coast FIRE Timeline
The earlier you start, the less you need to save. Explore how age impacts your Coast FIRE journey.
20s
The power of early compounding
Starting in your 20s gives you the maximum benefit of compound interest. Even small contributions can grow significantly over time.
30s
Balance career growth with investing
Your 30s often bring higher income, allowing for increased savings rates while balancing other life priorities.
40s
Accelerated savings phase
Peak earning years often occur in your 40s, creating opportunities for aggressive saving strategies to reach Coast FIRE.
50s+
Strategic planning for the final stretch
Even starting later in life, Coast FIRE principles can help optimize your remaining working years and retirement planning.
Age-Specific Coast FIRE Strategies
What’s Your Coast FIRE Number by Age? See the Milestones for 25, 30, 35, 40...
Discover your Coast FIRE number by age and find out if you're on track for early retirement. See milestones for 25, 30, 35, 40 and beyond.
How Early Can You Retire with Coast FIRE? Try These Scenarios
Wondering how early you can retire using Coast FIRE? Explore real scenarios and see when you can stop saving and let compounding take over.
Why Age Matters in Coast FIRE
Your age and life stage significantly impact your Coast FIRE journey:
- The power of compound interest works differently depending on your time horizon
- Your savings rate potential varies throughout your career
- Risk tolerance typically changes as you age
- Life responsibilities and expenses evolve over time
- Each life stage offers unique opportunities and challenges for Coast FIRE
Understanding these age-specific factors helps you create a Coast FIRE plan that aligns with your current life stage and future goals.